Benefits of Argan Oil- Why Its The Perfect Oil For The Whole Body

If you thought that Argan oil, also known as Moroccan oil, is only isolated for use by the Moroccan people, you are wrong. People all over the world have realized the benefits of this golden oil and are consistently using it to treat infections, skin rashes, bug bites, and as an effective all-natural moisturizer for skin and hair. The oil is extracted from the fruit of the Argan tree, which is native to Morocco.


One of the main reasons why Argan oil has excellent healing properties is that it’s loaded with vitamin A and vitamin E, which are some of the best healing compounds. It’s also fully packed with anti-oxidants, linoleic acid, and Omega-6 fatty acids. When applied externally, its constituents helps boost cell production, thus promoting good health in the skin and hair. Today, it’s common to find the oil included in numerous anti-aging, skin care, and hair products. The benefits of this amazing Moroccan oil are numerous. Below are some of the top benefits that you can reap when using it.


  1. It Improves Skin Appearance

It’s no wonder why many people are ditching their regular cosmetic products for this miraculous oil. Argan oil is an effective moisturizer that will leave your skin soft and supple. The Saponin and vitamin E & E in the oil reactivate your skin’s ability to regenerate, which reduces signs of wrinkles and fine lines. Additionally, the triterpenoids found naturally in the oil treats various forms of dermatitis, stunts the growth of warts, fades scars, and encourages breakdown of tumors. The fatty-acids and the anti-oxidants are effective for treating acne and offer protection from UV radiations. Applying a few drops in the skin can go a long way.


  1. It’s an Excellent Hair Conditioner

Since Argan oil has been proven to be a good hair conditioner, you can use it to make your hair softer, shinier, and silkier. It’s also effective in treating split ends and taming frizzy hair, which promotes good hair health. It’s also used as a styling agent as it makes hair more manageable.


  1. Prevents Cardiovascular diseases

When used as a substitute for other less-healthy oils and fats, Argan oil helps lower bad cholesterol levels in the body thus preventing cardiovascular diseases. The spinasterol and schotennol in the oil actually block the absorption of the bad cholesterol from inside the intestinal tract.


  1. Acts as a Powerful Anti-Inflammatory

The flavanoids present in Argan oil have powerful anti-inflammatory properties which are good for treating both external and internal problems. They are effective for providing relief from muscle and joints soreness, poor digestion, bladder problems, and other complications.


  1. Best for Foot, Hand, and Nail Treatment

The oil is praised for its softening properties which are ideal for brittle nails, dry and cracked hands, and hard skin on the feet. It moisturizes and softens the skin, leaving the nails strong and healthy and the hands and feet soft and supple.


  1. Helps Reduce Stretch Marks

If you are struggling with unsightly stretch marks, applying Argan oil on your skin can help reduce or prevent them as it improves its elasticity.


  1. Acts as an Effective Exfoliator

Mixing the oil with brown sugar makes the combination an amazing facial scrub that regenerates the skin, leaving it smooth and soft.


  1. It’s a Wonderful Lip Conditioner

Rubbing 1-2 drops of the oil on your lips will not only heal cracks, but also will keep them smooth, soft, and supple.


  1. Fights Chronic Illnesses

Numerous studies have found Argan oil to possess incredible healing power for chronic illnesses such as cancer, diabetes, and other ailments.


  1. Acts as a Powerful Immune Booster

The oil’s powerful anti-oxidants work to stimulate proper immune function in the body, which prevent diseases and infections.

US national debt balloons: This should not be taken lightly!

The Obama administration has gifted the Americans a huge financial debt equivalent to $1.1 million per taxpayer. While it may seem unrealistic at first, but it is indeed true that each American is now neck-deep in debt, thanks to the Federal government’s reckless spending. The so-called economic recovery, which the government never fails to highlight, is based on some weak pillars such as the burgeoning US national debt and an unfathomable amount of money dumped in the market.

The data released by the U.S. Department of the Treasury on July 31 reveals that ever since Barack Obama took office as the President of the United States in the year 2009, the national debt has increased by over a staggering 66 percent. The debt, which stood at $10.626 trillion in 2009, now stands at a humongous $17.687 trillion. What’s most alarming is that while it took more than 2 centuries for US to accumulate its first $7 trillion in debt, Mr. Obama has been able to achieve this depressing and saddening feat in less than 67 months.


But should it concern anybody? Is there really a need to worry about when the United Nations is finally is on the growth path? Could it be just sheer pessimism that is making us not to believe in this recovery or is there logic behind this “questionable” growth?

Let us simplify this financial mess.

What is a National Debt?

In an economy, the government collects its revenue from taxes and spends it on various programs related to infrastructure development, social development, education, healthcare, insurance and retirement schemes etc. In simple terms, if at any time, the spending exceeds revenues, then this is a sure shot sign of brewing trouble. If the government spending is greater than tax collections, then there is a deficit. Now, the government must borrow money to fund its deficit spending.

Each year the government runs into a deficit and the money borrowed is added to the national debt. And as can be seen from the chart above, the US government, it seems, has made it a habit of borrowing money; so much for being the world leader!

How does the government borrow?

The US government is putting the future at a great risk while merely managing the economy at present. The U.S. Treasury sells its bonds and other types of financial instruments to whosoever willing to buy them. The Treasury bonds guarantee a pre-determined interest rate to the buyer. One who buys a Treasury bond, in effect, loans the money to the government till the bond matures.

Some of the prominent U.S. Treasury bond investors include China, which holds the most ($1.3 trillion), followed by Japan ($1.2 billion), Belgium ($310 billion) and the Caribbean countries among others.

Implications of excessive borrowing

The national debt has been consistently rising under Obama’s leadership and a continuation of this trend poses an irreparable risk to the economy. The Congressional Budget Office predicted last year that the US debt held by the public will increase to 106 percent in 2039. And whenever the debt exceeds the GDP, the nation gets on the course of a terminal decline.

The recent Argentinean crisis should serve as a wake-up call for those still ignoring the reality. Argentina recently reneged eighth time on its debt and entered a default. As a result, the financial situation has gone from bad to worse and the Argentine currency is getting hammered. The Argentinians now have to face high inflation because of the lackadaisical efforts of the government.

China, which has a debt to GDP ratio of over 250%, has stopped growing. The previous global growth driver registered a 9 year low HSBC reading of 50, which shows that the nation has slowed sharply in July. A reading above 50 implies an expansion in the economy while one below it indicates a contraction. The latest reading explicitly states stagnation in one of the major global markets.

A rising deficit only puts more pressure on the future generations since every bond-holder has to be paid eventually. The interest repayment will further add to the burden in the long-term. Also, considering that Fed will be doing away with the rock-bottom interest rates by October 2015, which will further give rise to inflation, each American taxpayer will be under an insurmountable debt. The government in order to pay the bond-holders can raise taxes thereby increasing its revenues, which will restrict the consumer spending and will put the economy in jeopardy.

Dos and Don’ts for the government

While most of the Americans might get emotional about this, thinking that the government is right in spending recklessly in healthcare and welfare schemes or believe that an Argentina-like crisis cannot happen in the US, yet, they must take a step back to realize that nobody ever thought that a large, industrial-hub like Detroit could ever go bankrupt. History is replete with such instances when the unimaginable has happened.

The government cannot and must not adopt the “dollar printing” policy to fight the rising debt as it will only aggravate the current financial crisis, that we are facing at present, and make it spiral out of control. Printing money will further devalue the weakening dollar and create a hyperinflationary scenario which will be strong enough to bring the US economy down to its knees and bust the myth of an economy on the way to a robust recovery.

The Congressional Budget Office has rightly called for doing away with the spendthrift policies of the federal government, apart from looking at more avenues to boost inflows and curbing benefits on some pro-people programs. This is expected to do more good in the long-term and lead to a financially secure and a stable future. Why should this be a cause of relief? Because, a debt is like an albatross round the neck and should be removed as quickly as possible.

The way ahead

It is important to note that these are definitely drastic times, which certainly call for drastic measures and the government must not hesitate to take some strict actions now for the long-term growth of the American economy. If the American economy blooms again in these thorny times then so would the world’s, and the current crisis could be mitigated in no time. In any case, it is not the first of such an instance where the United States is battling such a severe crisis; the Great Depression that we had earlier saw was far worse, but certainly with strong measures and political will we can nail this situation and seal it for good once again. It is after all, common wisdom that we must do everything to control the situation, carpet bomb with controlled frequency and look for serious, pragmatic and sustainable solutions. That is the best way forward and we need to act NOW.


US Economy: This recovery is ‘scary’!

According to the Bureau of Economic Analysis’ first estimate, America’s GDP grew at a surprisingly magnificent 4% in the second quarter. In the past one-year, 2.5 million workers were added to payrolls, which is the best since April 2006. The uptick in the readings of the manufacturing and the service sectors also signal that the economy has clearly overcome the post 2008-recession effects. Thanks to all of this, the Fed can finally breathe a sigh of relief and re-evaluate its monetary action plan on the interest rates, which are contemplated to see a rise in the late-2015.

Everything seems perfect, right? Yes, it does look perfect on the surface. But could this so-called ‘recovery’ just be a beautiful illusion before a final and a never-seen-before financial blow is dealt to us? Unfortunately, the answer to this question is a little bigger.

What you need to know about this revival

The 2008-recession was the biggest economic jolt that the world had taken since the Great Depression. The recession was intense enough to wipe out the financial savings of an unfathomable number of people across the globe. The US economy suffered a frightening economic collapse with of one of the then biggest investment banks, Lehman Brothers filing for bankruptcy. The filing had a cascading effect and took down innumerable other banks with it. The US economy has since then been receiving an abundant money supply to revive the economy thanks to the Fed’s stimulus packages. But a slightly deeper analysis reveals that the unprecedented amount of money has contributed a lot more to propping up the stock markets, which are trading at lifetime highs, rather than healing the economy. The money has been dumped into the market and it’s only a matter of time before the system goes out of control again.

Below is a major financial aspect that one must consider before giving the US economy an OK certificate.

Acknowledging that consumer spending is what drives an economy, the Fed has maintained all-time low interest rates (0-0.25%) so that consumers can borrow more to fuel the economic revival. But that also seems insufficient to bail out the US economy, which is indeed in a dangerous territory. While the borrowing has been on the rise, the economy has been slow to respond. If the economy continues to crawl the way it has been doing for the past 6 years, it runs a high risk of entering the deflationary zone, just like Europe. The monthly asset purchase program is set to end in October this year and a flagging economy might just put the spending on the backfoot. In the absence of spending, prices plummet and the consumers tend to hold cash even more, thus creating a vicious, deflationary spiral. This deflationary spiral, then affects the companies which are forced to cut down on their expenses, stall projects and lay off staff. Deflation can be hard to fight as can be seen in Japan and Europe, which have been clutched in its grip for the past decade.

The Fed is keeping its fingers crossed and is hoping for a quick recovery, but that may also be very problematic. A recovery in economy is marked by the rise in inflation, as is confirmed by the latest Employment Cost Index data. Along with the splendid annualized gross domestic product reading for Q2 2014 coming in at 4%, a sharp spike in the ECI reading was also reported. The higher prices, as a result of the recovery, are reflected in this government data, which rose from 0.3% in first quarter to 0.7% in the second quarter. A recovery in the economy and the rise in inflation stoke fear that the rate hike might come earlier than thought. Investors and borrowers, who have borrowed at rock-bottom rates, will then have to repay their loans at higher interest rates and also bear the brunt of higher inflation. That means interest rate sensitive sectors such as housing and autos will be vulnerable once again. Higher mortgage rates will make the housing even more expensive than it already has been for the past several quarters. Federal Reserve chair Janet Yellen, in her semi-annual monetary policy in mid-July, also expressed her concern that “the recovery in the housing market continues to be disappointing.” While there is no justifiable reason to question her statement, one thing is for sure: when the rate hikes come and the housing mortgage rises, the combined effect will be enough to stall the mere activity that we see today. An analysis of the trend brings forth a clearer version: it is highly unexpected that the consumer spending would increase to levels sufficient enough to support the higher property prices, while an absolute slump in the demand, which could send negative ripples across the industries associated with it and hence, the economy, has become more of a probability now. Similarly, the demand for autos is likely to soften owing to the expensive loans.

The two sectors will definitely be affected by the interest rates, but the sweeping effect will spread to other financial institutions such as banks, as well. Banks, just like the pre-2008 crisis, may face the prospect of an increasing number of bad loans, which on a large scale, could end up with the bank going down. Since all the banks in an economy are interlinked, it could set off a chain reaction, similar to 2008. The taxpayers’ hard-earned money will then be used by the government to bail out the institution. In the end, the worst affected is the common man.

The economy does not look ready to handle another slowdown and investors all over the globe would be glued to what Janet Yellen has to say about the interest rates in her Jackson Hole meet at the end of August. Even the slightest carelessness on the part of Fed would not be taken kindly by the stock markets world over and could lead to massive declines just like it happened in May 2013 when formed Fed chairman Ben Bernanke failed to clearly explain about tapering of the stimulus packages.

The only way to get out of this rut, unscathed, is by dumping the fiat currencies and investing in tangible, worthy assets such as precious metals including gold, silver and platinum. There are plentiful ways to invest in gold & silver and safeguard against the crisis that looks set to come in either way. Investments in precious metals can be done by direct buying, though IRAs and through Exchange Traded Funds.

There is absolutely no wisdom in facing a storm of biblical proportion without any protection when it actually can be done with some insurance. The best thing is to seek financial advice from an expert, evaluate the personal risk appetite and start investing in something which will have value forever, like gold. A simple guide to investing in gold can be found here: